Buy-to-Let & Raising Finance Course
with RAHIM BAH

Build a buy-to-let portfolio and fund every purchase. Learn how lenders decide what you can borrow, how to raise your deposit, and how investors grow from one rental property to many.

Featured In

10+ Years

Property Experience

2,500+

Individuals Guided

Multi-million Pound

Property Portfolio

UK Properties

Strategies

The strategy

How does buy-to-let finance work?

A buy-to-let mortgage is a loan to buy a property you rent out. Lenders usually lend up to 75% of the value, so you need around a 25% deposit. They also check that the rent covers the interest by a set margin, typically 125% to 145% at a stressed rate. You can borrow the lower of these two limits.

Buy-to-let is how most UK landlords build long-term wealth: tenants pay the rent, the rent pays the mortgage, and the property grows in value over time. Because a mortgage covers most of the price, a modest deposit controls a much larger asset.

Most investors run out of deposit money long before they run out of good deals. That is why this course pairs buy-to-let fundamentals with the ways experienced investors raise finance: releasing equity, bridging, refinancing, joint ventures and investor partnerships.

From first deposit to growing portfolio

Set your goal

Turn your income target into the number of properties you need.

Find the right property

Choose areas and property types that rent well and that lenders like.

Know your borrowing

Work out your maximum loan from LTV and the rental stress test.

Raise the deposit

Use savings, equity, bridging or a partner to fund the purchase.

Buy, let and repeat

Complete, let the property, and recycle capital into the next deal.

Buy-to-let mortgage calculator: how much can I borrow?

Enter a property's price and rent to see your maximum loan, the deposit you need and your monthly cash flow.

Property

Purchase price £ Monthly rent £

Lender criteria

Maximum LTV % Interest cover Stress rate % Mortgage rate % Running costs % of rent

Maximum loan £150,000 Rent passes the stress test: full LTV available

Limit by LTV: £150,000
Limit by rent: £192,000
Deposit needed: £50,000
Interest / month: £600
Cash flow / month: £280
Gross yield: 6.6%

Example figures, interest-only, before Stamp Duty and fees.

Learn how to fund your portfolio →

What you will learn in the Buy-to-Let & Raising Finance course

Eight bite-sized modules, from your first rental to a funded portfolio.

Buy-to-let fundamentals

How buy-to-let builds wealth through rent, growth and leverage
Single lets, HMOs and holiday lets compared
Setting a portfolio goal you can fund

Choosing the right property and area

Yield areas versus growth areas
Property types lenders and tenants want
Running the numbers before you view

Buy-to-let mortgages explained

Loan-to-value, interest cover ratios and stress rates
Fixed, tracker and interest-only products
First-time landlord criteria and getting the best from a broker

Personal ownership or limited company

How Section 24 affects individual landlords
SPV limited companies and how lenders treat them
Stamp Duty, including the rate for additional homes

Raising your deposit

Saving, releasing equity and using existing property
Bridging finance for fast purchases
Refinancing to recycle your capital

Joint ventures and investor finance

Structuring a joint venture and putting it in writing
Presenting a deal to private investors
Doing it properly: agreements, AML checks and promotion rules

Buying and letting

Offers, conveyancing, surveys and completion
Letting agent or self-managed
Landlord essentials: gas safety, EICR, EPC, deposits and the Renters’ Rights Act

Scaling to a portfolio

Portfolio lending at four or more properties
Remortgaging at the end of a fixed rate
Planning your next five purchases

What our Learners say

    
 
 
       Posted on Google  
   
   Oluwasumbo Adamson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joining today's webinar was a dream come true.  My plan next year is to go into property business but I don't know how to go about it. With today's lecture,  I feel more confident to start and I'm ready to follow the guidelines given to me by Rahim.
  
 
      Posted on Google  
   
   samson olorunfemi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Raihm combines sharp and brilliant analytical skills with a superior knowledge in delivering exceptional values.He is an expert in UK property business with total confidence and consistency.
  
 
      Posted on Google  
   
   Chizanu Chilembwe 
 
 
 
 Trustindex verifies that the original source of the review is Google. The Online session has been packed with insightful information and I would like to be part of the group.
  
 
      Posted on Google  
   
   Lucky Aibangbee Albert 
 
 
 
 Trustindex verifies that the original source of the review is Google. This was quite educative, strategies well explained and worn me over, I am fully in. I can see without a shadow of doubt that your strategies work, so I am taking action right away.
Thanks Rahim for the webinar
  
 
      Posted on Google  
   
   Gohou Jeanne 
 
 
 
 Trustindex verifies that the original source of the review is Google. Power pack event.
  
 
      Posted on Google  
   
   Fadekemi 
 
 
 
 Trustindex verifies that the original source of the review is Google. very informative and interesting. I gained valuable insights and found the information shared extremely useful and enlightening.
  
 
      Posted on Google  
   
   akinade temitope 
 
 
 
 Trustindex verifies that the original source of the review is Google. The webinar was educating..
  
 
      Posted on Google  
   
   Ben Godwyll 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great webinar! Learnt a bit more about BRRR and HMO strategies. Thanks Rahim.
  
 
      Posted on Google  
   
   adebayo fakola 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently went through the Property Investments Blueprint, and overall, it’s been a valuable learning experience. The program breaks down property investment into clear, practical steps, making it easier to understand even if you’re just starting out

Your instructor

Learn from Rahim Bah

Rahim Bah went from an underpaid accountant in a shared house to building a multi-million-pound UK property portfolio. Through Property Investments Blueprint he has trained more than 2,500 students, from doctors and teachers to business owners.

Buy-to-let and finance questions

Do I need property experience to take this course?

No. The course starts with the fundamentals and explains every term, so it suits first-time investors as well as existing landlords.

How much deposit do I need for a buy-to-let mortgage?

Usually around 25% of the purchase price, plus Stamp Duty, legal fees and broker fees. Module 5 covers the ways investors raise that deposit.

How much can I borrow on a buy-to-let mortgage?

Lenders cap the loan by loan-to-value, often 75%, and by a rental stress test, commonly rent covering 125% to 145% of the interest at around 5.5%. You can borrow the lower of the two. Try the calculator above.

Can I use equity from my home for a deposit?

Many investors do, by remortgaging their home with their lender’s agreement. Module 5 explains how equity release works and how to plan for it.

Should I buy through a limited company?

Many higher-rate taxpayers buy through a limited company because mortgage interest can be treated as a business cost. Module 4 compares both options so you can discuss them with your accountant.

Can I invest with a partner?

Yes. Joint ventures are a common way to grow, combining one person’s time and skills with another’s funds. Module 6 shows you how to structure one.

Buy-to-Let & Raising Finance Coursewith RAHIM BAH